Posted in Singapore forum
For any one looking for insurance linked savings plans be cautious of the Zurich Vista plan. It is set up as a saving plan but it really is not. The expense ratios are very high and buried in multiple layers, servicing expense charges end up becoming a high % of monthly payments and end up creating very little long term savings. There is absolutely no insurance benefit and you are locked in for very long periods of time. Better off investing into other policies.
posted by in Singapore forum
Also be cautious of Steve Young of IFS who is a broker of Zurich Vista. Watch this interview. His sole aim is to book new commissions. Financial advice takes a back seat.