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Having Difficulty Opening a Business Bank Account (AutoEntrepreneur)

Publicado en Foro de Francia

Bonjour a tous,

I am 21 years old living in France and have recently registered as an Autoentrepreneur, with an expected income (monthly) of between 1-2k EUR.

I have attempted to open a bank account at both Banque Populaire and La Post just this morning and both banks have tried to force a Professional account on me saying... "it is illegal to have a 'normal' bank account as an autoentreprenure".

I was quoted at being charged 50 EUR monthly and 80EUR every three months for a professional account.

I believe this is false.

I understand that Autoentrepreneurs are required by law to have a dedicated bank account for their businesses, however that is not the same as a professional bank account. What I need is a NORMAL business bank account.

What is the best approach to make it clear to the bank personnel that I am entitled to a normal BUSINESS bank account?

Thanks for taking the time to read,

Best regards – Jethro.

Ir al perfil de Jethro Hazelhurst

  • Gijs VAN BREUGEL

    publicado por  en Foro de Francia 

    ... and good luck - happy Holidays!

  • Ir al perfil de Jethro Hazelhurst

    publicado por  en Foro de Francia 

    Hi,

    Thanks for the response.

    Yesterday I went to Credit Agricole and successfully opened a bank account. The staff were extremely helpful - far more so then the other banks. I explained my situation and they offered an option that cost 4EUR per month that includes online banking etc... very pleased with Credit Agricole and will recommend.

    Kind regards!

    Jethro.

  • Gijs VAN BREUGEL

    publicado por  en Foro de Francia 

    dear jethro - The banks are actually right : the normal bank account is for private persons and use. When you are an AE and using the account as such you are to use the professional version. Under the new banking decret earlier this year it is clearly stipulated.
    You could try Caisse d'Épargne who have a much friendlier rate.

    Hope his helps. Good luck in business !

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