Finance lease
diposting oleh Pengguna yang sudah dihapus di forum Indonesia
A finance lease or capital lease is a type of lease. It is a commercial arrangement where: (this is from wiki)
• the lessee (customer or borrower) will select a asset (equipment, vehicle, software);
• the lessor (finance company) will purchase that asset;
• the lessee will have use of that asset during the lease;
• the lessee will pay a series of rentals or installments for the use of that asset;
• the lessor will recover a large part or all of the cost of the asset plus earn interest from the rentals paid by the lessee;
• the lessee has the option to acquire ownership of the asset (e.g. paying the last rental, or bargain option purchase price);