Health insurance for students in Germany
posted by Frank Wagner in Germany forum
Before you look for insurance, also check if you are not covered by your insurance from Switzerland:
Students from countries that have a reciprocol social security agreement with Germany (EU and EEA countries and Switzerland) should obtain the necessary European insurance identity card from their insurer in their home country.
Students from EU/EEA countries who are privately insured in their home countries must obtain written confirmation of complete coverage for the entire period of study from their home insurance companies. These students need not join the German state health insurance system. Travel health insurance policies are not adequate.
Students from non-EU and non-EEA countries, as well as students from countries that do not have a reciprocol social security agreement with Germany must provide proof that they have sufficient health insurance coverage for Germany. Otherwise, they must take out a student health insurance policy from a statutory insurer (gesetzliche Krankenkasse). This is only available to students under the age of 30 who have been enrolled fewer than 14 semesters (7 years) and are not enrolled as PhD students.